It can be having a credit card that helps in making purchases and at the same time helps to make dreams of traveling become a reality. The RBC Avion Visa Infinite Card is your travel-companion par excellence as every feature and perk is designed to make your trip as smooth as possible. 

The RBC Avion Visa Infinite Card gives 35,000 Avion points as a welcome bonus, which can redeem for one round-trip flight within Canada or the United States; besides, it has many other features: 1 Avion point for each dollar charged, and no restriction on the flight date or seat selection. Check more information:

Main features of the RBC Avion Visa Infinite Card

The RBC Avion Visa Infinite Card is a credit card that is offered to consumers by the Royal Bank of Canada which is amongst the well known and respected banks in the country. This card will suit those people who like to travel and who favor high-quality services. 

It targets earners with a personal income of not less than $60,000 and households with an income of not less than $100,000 which is convenient for businesspersons and families. The RBC Avion Visa Infinite Card has far more to do with delivering an experience that improves the end users’ lives than it does about travel. 

That is why with such cards comes custom insurance coverage, access to events, and other privileges of luxurious banking. The integration with the RBC digital banking services make it possible to have easy management of your money at home and even when you are on the move.

Understanding the annual fee 

Another factor that one may look at is the annual fee, and with this RBC Avion Visa Infinite, Card, the fee will be $120. In view of this, it can be concluded that the annual fee, which stands at $175 is so insignificantly to the card’s positive attributes and benefits. As for the additional cards, the banks may offer them for $50, which is quite helpful if several people of the family are to use the privileges of the Avion Visa Infinite.

Deciphering credit limits

The credit in the RBC Avion Visa Infinite Card is dependent on the credit score, income, and other aspects concerning the credit worthiness of the individual. During the application process, the bank you are applying through, in this case Royal Bank of Canada or RBC does pull your credit record to determine your credit worthiness. 

Your income is indeed a factor, and with this, the minimum personal income should be $ 60000 or household income of $ 100000. RBC considers one’s current balances, loans, and spending habits to give a credit check that is accurately proportional to the customer’s standing. 

Advantages of the RBC Avion Visa Infinite Card

• Travel Rewards: Acquire one Avion point for every dollar spent and earn an added 25 percent on all qualified travel expenses. 
• Welcome Bonus: On approval, $500,000 will be rewarded Avion points 35, 000, to enable one a round trip in Canada or the U.S.
• Insurance Coverage: Help yourself to receive the extended insurance, including the insurance of the trip cancellation, the interruption of the trip, and the emergency medical insurance.

Standout advantage

The greatest strength of the RBC Avion Visa Infinite Card is the openness of the travelling rewards. The card does not have any blackout dates or restricted seats, something that is scarce with most other travel associated credit cards. This flexibility allows you to book flights during peak seasons and holidays without any hassle, ensuring you can travel whenever it suits you best.

Addressing potential drawbacks

• Annual Fee: It is understandable, however, that the $120 annual fee may be a no-no for some because of what it provides.
• Income Requirements: There seems to be constraints with the minimum income required to qualify for the loans.
• Interest Rates: Hence, the purchase rate is at 20. In details, the card approval rate that credit card companies offer reached 99% and cash advance rate of 22. 99% are relatively high.

Standout disadvantage

The major weakness of the RBC Avion Visa Infinite Card is the high interest rates charged on the overdraft. Analyzing the purchase rate the authors found it to be 20.99% and, furthermore, the average cash advance is $22. This makes carrying a balance quite costly and may deter those who occasionally need to rely on credit.

Eligibility criteria 

Here are the physical application requirements for the RBC Avion Visa Infinite Card: borrowers have to have a minimum personal income of $60000 or the household income has to be $100000. Also, for this premium card, a credit history that is free from mishaps and a good credit score is a must. The process of applying for a loan engages a credit check on the borrower to determine whether the standards of the bank for loaning money will be fulfilled.

How to apply for the RBC Avion Visa Infinite Card

Getting an RBC Avion Visa Infinite Card is quite easy and may be accomplished through subsisting channels of one’s choice. Regardless of the choice to go either digital or classical, RBC grants multiple application method, so that everyone can select the most appropriate one.

Via website

The easiest method to apply for the RBC Avion Visa Infinite Card is online, on the official website of the bank. Online application is well accomplished in ensuring the security of the candidate’s details and also completes the process of informing the candidate within 60 seconds at the most. However, to apply, one needs to go to the RBC credit card centre, choose the Avion Visa Infinite Card, and proceed with the entry of the required data. 

Through the mobile application

There is also an online method that comprises of using the mobile app of RBC to apply for the Avion Visa Infinite Card. The app is compatible with android and iPhone; using this app, you can even finish the application process while on the move. 

The client only has to download the RBC Mobile App, go to credit card section and apply through simple sequence of steps. The app allows for a one-stop shopping experience guaranteeing a user can operate his or her application and banking transactions from the comfort of a mobile phone.

Through the store/branch

Applying in-branch is also a viable option for those who like dealing face to face with the managers. Although it is possible to complete the RBC credit card application online, the best way to enrol in one is by visiting RBC branch where you will be assisted by a representative. 

It enable you to ask questions and be assisted immediately and thus can be preferred if one requires more information or if one prefers physical contact. However, it should be noted that if the institution is fully online, this method may not be applicable. In that case, you’d be required to select one of the offered digital application choices.