How to apply to Prosper Credit Card
A credit card designed to help you take control of your finances.
By: Credittus
The Prosper Credit Card is crafted for individuals seeking to manage their finances effectively. With a credit limit ranging from $500 to $3,000, it is accessible to a wide range of applicants, including those with less-than-perfect credit. One of its standout features is the lack of fees for ATM cash withdrawals, making it a versatile tool for unexpected expenses. Users also benefit from instant access to 50% of their credit line upon approval, with the remaining balance available once the physical card arrives.
thumb_up Discover the Benefits
- done Instant Access to Credit: Get 50% of your credit line immediately upon approval.
- done No ATM Withdrawal Fees: Prosper does not charge fees for ATM cash withdrawals.
- done Fraud Protection: Advanced security features to protect against unauthorized charges.
- done Free Financial Education: Access to courses and content to improve financial literacy.
thumb_down Understand the Drawbacks
While the Prosper Credit Card offers many benefits, it’s important to consider its disadvantages.
- close Annual Fee: $39 annual fee, waived for the first year with AutoPay.
- close Credit Limit: Initial credit limit may be lower for some applicants.
- close APR: Higher interest rates compared to some other credit cards.
help How to Apply for the Prosper Credit Card
Applying for the Prosper Credit Card is straightforward and can be completed online.
- Visit the Prosper website (or click on the button bellow to be redirected)
- Fill out the application form with personal details.
- Check your eligibility without affecting your credit score.
- Submit your application.
- Receive an instant decision.
- If approved, get 50% of your credit line immediately.