Capital One QuicksilverOne Unlimited Cash Back Credit Card
The Capital One QuicksilverOne Credit Card is designed for those looking to build or rebuild their credit while earning rewards. It offers unlimited 1.5% cash back on every purchase, with no rotating categories or sign-ups needed. This card also provides additional benefits such as credit monitoring, fraud coverage, and access to exclusive member perks.
By: Credittus
Unlimited 1.5% Cash Back
Earn unlimited 1.5% cash back on every purchase, every day. No need to worry about rotating categories or sign-ups.
Credit Line Increase
You may be automatically considered for a higher credit line in as little as six months, helping you manage your credit utilization and improve your credit score.
CreditWise from Capital One
Monitor your credit score with CreditWise, a free tool available to all cardholders. This helps you stay on top of your credit health and make informed financial decisions.
$0 Fraud Liability
Enjoy peace of mind with $0 fraud liability, which means you won't be held responsible for unauthorized charges on your card.
About the Capital One QuicksilverOne Credit Card
The Capital One QuicksilverOne Credit Card is a practical choice for individuals looking to build their credit while earning rewards on everyday purchases. With a straightforward 1.5% cash back on every transaction, this card eliminates the need to track rotating categories or sign up for special promotions. The annual fee is $39, but the potential rewards and benefits can easily outweigh this cost for active users.
One of the standout features is the opportunity for a credit line increase in as little as six months, providing a path for users to improve their credit score by maintaining a lower credit utilization rate. Additionally, the card comes with the CreditWise tool, allowing users to monitor their credit score and receive insights into their credit health.
Security is also a priority with the Capital One QuicksilverOne Credit Card. Cardholders benefit from $0 fraud liability, ensuring that they are not responsible for unauthorized charges. The card also offers contactless payment options and virtual card numbers for safer online shopping. For those who frequently travel, the card's lack of foreign transaction fees is an added bonus.
Overall, the Capital One QuicksilverOne Credit Card is an excellent tool for those aiming to build or rebuild their credit while enjoying the perks of cash back rewards and robust security features.
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What credit score is needed for the Capital One QuicksilverOne Credit Card?
The Capital One QuicksilverOne Credit Card is geared towards individuals with average or fair credit, typically in the range of 580 to 669.
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Does the Capital One QuicksilverOne Credit Card have an annual fee?
Yes, the Capital One QuicksilverOne Credit Card has a $39 annual fee.
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Can I get a credit line increase with the Capital One QuicksilverOne Credit Card?
Yes, you may be eligible for a credit line increase after making your first six monthly payments on time.
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Are there foreign transaction fees with the Capital One QuicksilverOne Credit Card?
No, there are no foreign transaction fees with the Capital One QuicksilverOne Credit Card, making it a good option for international travel.
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How do I redeem the cash back rewards earned with the Capital One QuicksilverOne Credit Card?
You can redeem your cash back rewards as a statement credit, a check, or for gift cards. Rewards can be redeemed at any time, and they never expire as long as your account is open.
How to Apply for the Capital One QuicksilverOne Credit Card
Applying for the Capital One QuicksilverOne Credit Card is a straightforward process.Before applying, ensure that you understand the card’s terms and conditions, including the annual fee and interest rates. Also, consider your current financial situation and how the card fits into your overall credit-building strategy. Continue to discover the simple steps to apply for this card! (You will continue in our website)