If you are one of the hiking frequent flyer who is to own a credit card that emulates your flying ability, then worry no more. In a nutshell, the best card for frequent flyers would be the TD Aeroplan Visa Infinite Card. This card is not just a slab of plastic, it is a regulator to a world full of free travel and a world full of benefits. 

Everyone who travels for business or for a holiday will find that getting the TD Aeroplan Visa Infinite Card makes the experience better both in terms of convenience and in terms of reward. Now it is time to go deeper into the explanation of why this card can be so useful for the fans of traveling.

Main features of the TD Aeroplan Visa Infinite Card

The TD Aeroplan Visa Infinite Card is accepted from TD Canada Trust, which is a trusted company, operating in the banking and financial sector of Canada. This card targets people who have a passion for travel and which seeks to provide them with significant value especially to the travelers often with Air Canada. 

These include Aeroplan Points for every dollar spent, to premium travel, easy access travel perks, and robust ways of gaining rewards with this card. TD Canada Trust has made sure that the card will attract as many people as possible including the high income earners and households that earn a lot of money every year making it convenient for professional and family people who travel a lot.

Understanding the annual fee 

Thus, awareness of how the fees are charged annually in respect to the TD Aeroplan Visa Infinite Card is important. The card attracts an annual fee of $139 and this is reasonable given the fact that this is a premium travel credit card that offers numerous benefits.

Deciphering credit limits

In general, the card aims at clients who have personal income more than $6000 or household income more than $10000 so as to ensure that they are able to pay back the credit on the card. Also, credit history including credit score and credit history, which refers to how you have handled your credit previously, is equally important in arriving at the amounts to be charged.

Advantages of the TD Aeroplan Visa Infinite Card

• Aeroplan Points Earning: Get 1. Convert $1 to 5 Points for all the qualified gas, grocery, and Air Canada purchase and 1 Point for single other purchase.
• First Checked Bag Free: Get free first checked bag on Air Canada flights; not only for yourself, but also for a total of 8 companions on the same booking as you.
• NEXUS Fee Rebate: To increase the convenience of your cross-border travels, get a rebate on your NEXUS application fee.

Standout advantage

Another major benefit of the TD Aeroplan Visa Infinite Card is that it doubles up Aeroplan points. As a result, when you use your card and quote your Aeroplan number when purchasing at Aeroplan partner brands and online stores, you accrue points from both the card and store. 

Addressing potential drawbacks

• Annual Fee: The $139 which is charged yearly may play a role preventing the use of the card especially with those individuals who may occasionally use the card.
• Income Requirement: This could be a let-down for many people because the high income of $60,000 personal or $100,000 household could easily disqualify most of them.

Standout disadvantage

One of the major drawbacks of the TD Aeroplan Visa Infinite Card is that you must have good income. The requirement includes an individual’s personal income exceeding $60 000 annually or household income over $100 000. This could potentially limit the audience that might still be very active in their travel habits but fail to meet these high income requirements.

Eligibility criteria 

Before you are approved to get the TD Aeroplan Visa Infinite Card, there are standard criteria that you have to fulfill. Candidates are to be Canadian citizens or residents, and the minimum age is the majority age set in the applicant’s province or territory. Further, it is mandatory to meet the credit scores of 690+, an annual personal income of at least $60,000 or a household income of $100,000. 

Such conditions help to determine that the applicant is financially secure enough to meet the credit limit on the card and the expenses on it. It also helps to have a good credit record, as will be explained further in this article when dealing with the aspect of credit scoring that TD Canada Trust undertakes when approving the application.

How to apply for the TD Aeroplan Visa Infinite Card

Planning how to apply for the TD Aeroplan Visa Infinite Card is as simple as ever and there are several channels through which one can apply. TD Canada Trust makes it possible to apply for an account through multiple applications to allow the client to select the best one.

Via website

All one has to do is to get to the official website, look for credit card, and then identify the TD Aeroplan Visa Infinite Card. After going through the job description, you will see a ‘Apply Now’ button below it; fill the application form that will be displayed. You will be required to disclose certain facts about yourself such as your full legal names, your age, physical residential address, and or work place address, your income details among other things. 

When you are applying online then you will be systematically taken through all the procedures to ensure that you are making right entries. If you submit the request, then a reply on the status of your application will be given in a matter of minutes; therefore, this method is inclined towards those applicants who wish for a fast means of communication.

Through the mobile application

First, FOM a copy of the TD app from your device’s app shop and use your credentials to sign in on your TD account. Go to credit cards and choose the TD Aeroplan Visa Infinite Card. The app will then request the applicant to complete an application which is in a form of an online application. Some of the details that you should provide include; personal details and financial details that must be correct for a proper application to be made. 

Through the store/branch

However, if you are the type that enjoys the in-branch process then you’d better apply for TD Aeroplan Visa Infinite Card in a branch near you. Go to the nearest bank TD Canada Trust and speak to the specialist of banking.

Here they will explain the steps of the application, how to complete the forms, and answer all your questions. This means that one can get prompt help and information concerning all aspects relating to the card and its application.