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How to open the US Bank Smartly account

Earn a Bonus of Up to $450

By: Credittus

The U.S. Bank Smartly® Checking account offers a comprehensive suite of benefits tailored to meet diverse banking needs. By understanding the account’s features, meeting the necessary requirements, and strategically managing your finances, you can maximize the advantages offered, including earning a substantial bonus. As always, it’s essential to review the most current terms and conditions or consult with a U.S. Bank representative to ensure the account aligns with your financial goals.

thumb_up Requirements to Open an Account

  • done Be at least 18 years old (applicants aged 13 through 17 must apply jointly with an adult).
  • done Be a legal U.S. resident.
  • done Make a minimum opening deposit of $25.
  • done Have a government-issued photo ID.

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  1. Open a U.S. Bank Smartly® Checking account by April 17, 2025, with a minimum opening deposit of $25. (lick on the button bellow to be redirected)
  2. Enroll in Digital Banking: Within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking.
  3. Set Up Direct Deposits: Complete two or more direct deposits within 90 days of account opening, with the combined total determining your bonus:
  4. $2,000 to $4,999.99: Earn a $250 bonus.
  5. $5,000 to $7,999.99: Earn a $350 bonus.
  6. $8,000 or more: Earn a $450 bonus.
A direct deposit is defined as a recurring electronic deposit of your paycheck or government benefits (such as Social Security) made through the Automated Clearing House (ACH) network. Other electronic deposits or person-to-person payments do not qualify. The bonus will be credited to your account within 30 days after completing the required activities, provided the account is open and has a positive balance.
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