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By: Credittus
You can earn 5% cash back on the first $2,000 you spend each quarter in two categories of your choice. This allows you to tailor your rewards to match your lifestyle.
In addition to the 5% cash back on selected categories, you earn an unlimited 2% cash back on your choice of gas stations, grocery stores, or restaurants.
For any purchases that don't fall under your selected categories, you'll still earn 1% cash back on every purchase.
Enjoy 0% intro APR on purchases and balance transfers for the first 15 billing cycles, followed by a variable APR of 19.74% – 29.74%.
The U.S. Bank Cash+® Visa Signature® Card offers flexible cash back rewards: 5% on two chosen categories, 2% on groceries and gas, and 1% on all else. It features 0% intro APR for 15 billing cycles on purchases and balance transfers, plus no annual fee—ideal for maximizing rewards without extra costs.
A good to excellent credit score (typically 670 or higher) is recommended for approval of the U.S. Bank Cash+® Visa Signature® Card.
No, there is no annual fee for the U.S. Bank Cash+® Visa Signature® Card, making it a cost-effective option for earning rewards.
You can select your 5% and 2% cash-back categories through the U.S. Bank website or mobile app every quarter.
The U.S. Bank Cash+® Visa Signature® Card offers a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles, followed by a variable APR.
You can earn up to $100 in cash back per quarter in your 5% categories, but there is no limit on how much you can earn in the 2% and 1% categories.
Applying for the U.S. Bank Cash+® Visa Signature® Card is designed to be a simple and straightforward process, ensuring a quick path to maximizing your cash back rewards. The application is handled entirely online. You begin by providing your personal and financial details. After submitting your application, U.S. Bank will review your information to accurately assess your creditworthiness and eligibility for the card. This step is crucial, and having all necessary financial documentation ready will help expedite the review process. Once your application is approved, you’ll receive official confirmation, and your new U.S. Bank Cash+® Visa Signature® Card will be promptly sent to you by mail, typically arriving within a few business days. This efficient process minimizes waiting time, allowing you to quickly unlock the card's unique feature: the power to choose two 5% cash back categories every quarter. Continue to discover the simple steps to apply for this card and start tailoring your rewards to your everyday spending habits!